About Us2022-01-21T09:07:45+02:00

The Business

Founded by sisters Zahra and Nadia Rawjee in 2010, Uzenzele Holdings (UH) is a niche consulting firm with over 70 years of combined experience in business development capital raising and accessing governmental funding. We provide specialist advice and facilitate access to government grants, incentives, equity and loans from over 41 South African based fund(er)s. Uzenzele’s average capital raise is currently R53million.

We partner with growing companies and project owners to access funding available from local and international development funding institutions (DFIs), non-traditional financiers, commercial banks and private funders including family offices. We provide our services in South Africa and other selective African countries (Angola, DRC, Mozambique, Kenya, Lesotho, Tanzania and Uganda).


Appropriation Requests | Bankable Feasibility Report Compilation and Review | Budget and spending plans | Business Plan Compilation | Capital Raising | Commercial and Financial Venture Feasibility | Contractual Agreements | Contractual Negotiations | Data Analysis | Data Room Management | Document Management and Analysis | Due Diligence | Economic and Financial Modelling | Financial and Commercial Due Diligence | Historical Financial Statements Review | Industry and Capital Markets Research | Material and People Resources Design | Permitting Oversight | Procurement | Project budgeting and planning | Project Management | Risk Analysis | Strategy Consulting | Transaction Advisory and Management Services


Manufacturing: General manufacturing | Agro-processing | Automotive | Chemicals | Food and Beverage | Pharmaceuticals |

Social and Industrial For-Profit Infrastructure: Alternative Energy | Telecommunications | Water | Social Housing and Student Accommodation | Healthcare | Education

Other: Cannabis | Film

Entrepreneur Mag – A Trusted Advisor

SME South Africa – Feature Article

Entrepreneur Mag – Becoming Bankable

Forbes Women – Blood, Sweat, Tears


How do I know if you can help me?2021-07-19T13:58:02+02:00

Complete this online form and our office will be in touch to let you know.

What sorts of businesses do you help raise finance for?2018-12-24T11:28:41+02:00
  • Established businesses, with at least 2 years trading history, primarily in the manufacturing sector looking to expand or upgrade their production facilities,
  • Contractors (that have contracts or tenders or purchase orders) for the supply of goods to blue-chip and public clients.
What is the difference between equity, a loan and grant funding for my business?2018-12-24T11:29:36+02:00

These are 3 types of capital we assist businesses to raise:

Equity – capital raised through the sale of shares in your business, with shareholders investing capital for an expected financial return over a given period. This is the most expensive but most patient type of finance.

Loan/Debt – capital is lent to a borrower with a set of agreed terms for repayment – varying in length and cost on a case-for-case basis – based on the strength of the SME, its “bankability”, the lender and various other requirements.

Grant/Incentive – is typically a non-repayable investment made by a government body or institution to specifically eligible businesses in exchange for a particular set of social or economic objectives, in accordance with strict guidelines. This is the least expensive form of finance, but it can take longer to raise and is highly regulated.

How do you access finance for businesses?2018-12-24T11:29:45+02:00

We work on behalf of SMEs to identify the right financier based on various factors. We then support the SME in the preparation of documentation for submission of an application and facilitate the process until draw-down or claim.

The People


An astute Executive Director, Strategic Engager, and Loan and Grants Funding Facilitator with comprehensive experience in providing executive-level support in the execution of strategic business plans that cater to the attainment of established goals and revenue objectives. She is a visionary leader, passionate about creating a shared sense of purpose, enhancing employee motivation, and building organisational morale. Zahra strongly believes in constantly analysing the company’s operating environment to deliver organisational transformation initiatives, build commitment to change across the enterprise, and manage change processes to ensure efficient adoption.

She has respective networks in South Africa and on the continent in Lusophone (Mozambique and Angola) and East Africa and has demonstrated success in raising capital, with an average of R53 million, in the form of debt, equity, and incentives (grants) for various businesses. In 2019 Zahra was named on the Entrepreneur.com’s Top 50 Women to Watch list.

BCom Law (UP)
Co-founder of Uzenzele Holdings since 2010
Excelsius Property Fund – Executive Director
PrymLoq – Executive Director


A resourceful Executive Director with close to two decades of industry experience, boasting advanced capabilities in overseeing capital raising projects to facilitate the growth and development of various organisations.

A transformational leader with in-depth knowledge and understanding of the diverse and ever-changing market environment, leveraging the aptitude to develop and implement robust business strategies and financial models that are integrated with the firm’s overall strategic direction. Nadia was named 2020’s “High-Fliers in High Heels” by Top Women Leaders Magazine and in Entreprenuer.com’s Top 50 Women to watch list of 2019.

BCom Finance (UJ) | BCom Economics & Econometrics (UJ)
Co-founder of Uzenzele Holdings since 2010
Senatla Capital – Strategy & Operating Board Member
Chairperson for the South African Institute of Tax (SAIT) Professionals – Business Incentives and Grants Tax Technical Work Group

Associations & Accreditations


“The Uzenzele team is determined to see the success of their client’s applications. This is evident in the quality of the client(s) and the respective business plan(s) prepared”

Alupheki Sithebe: Senior Dealmaker – IDC (2017)

Uzenzele’s dedication and attention to detail, we believe, are key drivers for success and in ensuring the project is feasible for funders to pursue.

Kobina Odoro Agyapong: Executive Director – AA Consulting & Associates

Uzenzele also assisted to define the business requirements so that we were able to apply for a greater value of both loan funding. Our funding application was successful and has allowed us to grow.

Preyesh Bhawan: L’il Masters Diapers Manufacturers


To accurately apply for the right funding at the right place for the right reasons.

Let’s Get Started!
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